Median home value in zip code 12401 (Kingston, NY) is $373,847, up 2.1% year over year. Part of the Kingston, NY metropolitan area.

Home Value$373,847

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 12401 (Kingston).

Income (annual)

Down Payment

$74,769 on $373,847

Example: $75,000 household income. Change it above to see your own.

Out of reach41.2% of income

Need $110,400/yr to afford.

PITI$2,576

P/I41.2%

Afford$254K

Gap-$120K

P&I $1,890Tax $536Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12401 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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