Median home value in zip code 12401 (Kingston, NY) is $374K, up 2.1% year over year. Part of the Kingston, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Kingston, NY metro →

Home Value$373,847

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 12401 (Kingston).

Income (annual)

Down Payment

$74,769 on $373,847

Out of reach — 41.2% of income

Need $110,400/yr to afford.

PITI$2,576

P/I41.2%

Afford$254K

Gap-$120K

P&I $1,890Tax $536Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12401 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kingston, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free