Median home value in zip code 12409 (Bearsville, NY) is $723,136, down 2.5% year over year. Part of the Kingston, NY metropolitan area.

Home Value$723,136

YoY Change

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for 12409 (Bearsville).

Income (annual)

Down Payment

$144,627 on $723,136

Example: $75,000 household income. Change it above to see your own.

Out of reach77.5% of income

Need $207,557/yr to afford.

PITI$4,843

P/I77.5%

Afford$261K

Gap-$462K

P&I $3,657Tax $1,036Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12409 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kingston, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.