Median home value in zip code 12440 (High Falls, NY) is $480,701, up 2.1% year over year. Part of the Kingston, NY metropolitan area.

Home Value$480,701

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 12440 (High Falls).

Income (annual)

Down Payment

$96,140 on $480,701

Example: $75,000 household income. Change it above to see your own.

Out of reach52.3% of income

Need $140,143/yr to afford.

PITI$3,270

P/I52.3%

Afford$257K

Gap-$223K

P&I $2,431Tax $689Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12440 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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