Median home value in zip code 12455 (Margaretville, NY) is $316K, down 2.2% year over year. Part of the Kingston, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Kingston, NY metro →
Home Value$315,972
YoY Change
-2.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12455 (Margaretville).
$63,194 on $315,972
Stretch — 35.2% of income
Above 28% but manageable with cuts.
PITI$2,201
P/I35.2%
Afford$251K
Gap-$65K
P&I $1,598Tax $453Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
12455 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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