Median home value in zip code 12458 (Napanoch, NY) is $278K, up 1.7% year over year. Part of the Kingston, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Kingston, NY metro →

Home Value$278,343

YoY Change

+1.7%

AFFORDABILITY

Enter your income for 12458 (Napanoch).

Income (annual)

Down Payment

$55,669 on $278,343

Stretch — 31.3% of income

Above 28% but manageable with cuts.

PITI$1,956

P/I31.3%

Afford$249K

Gap-$29K

P&I $1,407Tax $399Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

12458 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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