Median home value in zip code 12464 (Phoenicia, NY) is $385,437, down 0.5% year over year. Part of the Kingston, NY metropolitan area.

Home Value$385,437

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 12464 (Phoenicia).

Income (annual)

Down Payment

$77,087 on $385,437

Example: $75,000 household income. Change it above to see your own.

Out of reach42.4% of income

Need $113,614/yr to afford.

PITI$2,651

P/I42.4%

Afford$254K

Gap-$131K

P&I $1,949Tax $552Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12464 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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