Median home value in zip code 12477 (Saugerities, NY) is $394,022, up 1.8% year over year. Part of the Kingston, NY metropolitan area.

Home Value$394,022

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 12477 (Saugerities).

Income (annual)

Down Payment

$78,804 on $394,022

Example: $75,000 household income. Change it above to see your own.

Out of reach43.3% of income

Need $116,014/yr to afford.

PITI$2,707

P/I43.3%

Afford$255K

Gap-$139K

P&I $1,992Tax $565Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12477 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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