Median home value in zip code 12480 (Shandaken, NY) is $336,718, down 0.2% year over year. Part of the Kingston, NY metropolitan area.

Home Value$336,718

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 12480 (Shandaken).

Income (annual)

Down Payment

$67,344 on $336,718

Example: $75,000 household income. Change it above to see your own.

Out of reach37.4% of income

Need $100,071/yr to afford.

PITI$2,335

P/I37.4%

Afford$252K

Gap-$84K

P&I $1,703Tax $483Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12480 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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