Median home value in zip code 12489 (Wawarsing, NY) is $292,305, up 2.5% year over year. Part of the Kingston, NY metropolitan area.

Home Value$292,305

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12489 (Wawarsing).

Income (annual)

Down Payment

$58,461 on $292,305

Example: $75,000 household income. Change it above to see your own.

Stretch32.8% of income

Above 28% but manageable with cuts.

PITI$2,047

P/I32.8%

Afford$250K

Gap-$42K

P&I $1,478Tax $419Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12489 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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