Median home value in zip code 12489 (Wawarsing, NY) is $292K, up 2.5% year over year. Part of the Kingston, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Kingston, NY metro →

Home Value$292,305

YoY Change

+2.5%

AFFORDABILITY

Enter your income for 12489 (Wawarsing).

Income (annual)

Down Payment

$58,461 on $292,305

Stretch — 32.8% of income

Above 28% but manageable with cuts.

PITI$2,047

P/I32.8%

Afford$250K

Gap-$42K

P&I $1,478Tax $419Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

12489 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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