Median home value in zip code 12491 (, NY) is $455,470, up 1.0% year over year. Part of the Kingston, NY metropolitan area.

Home Value$455,470

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 12491 (null).

Income (annual)

Down Payment

$91,094 on $455,470

Example: $75,000 household income. Change it above to see your own.

Out of reach49.7% of income

Need $133,114/yr to afford.

PITI$3,106

P/I49.7%

Afford$257K

Gap-$199K

P&I $2,303Tax $653Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12491 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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