Median home value in zip code 12495 (Willow, NY) is $625,426, down 2.4% year over year. Part of the Kingston, NY metropolitan area.

Home Value$625,426

YoY Change

-2.4%

Prices falling — better for buyers.

Affordability

Enter your income for 12495 (Willow).

Income (annual)

Down Payment

$125,085 on $625,426

Example: $75,000 household income. Change it above to see your own.

Out of reach67.3% of income

Need $180,386/yr to afford.

PITI$4,209

P/I67.3%

Afford$260K

Gap-$365K

P&I $3,162Tax $896Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

12495 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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