Median home value in zip code 12496 (Windham, NY) is $488K, up 1.0% year over year.

Home Value$487,790

YoY Change

+1.0%

AFFORDABILITY

Enter your income for 12496 (Windham).

Income (annual)

Down Payment

$97,558 on $487,790

Out of reach — 53.1% of income

Need $142,114/yr to afford.

PITI$3,316

P/I53.1%

Afford$257K

Gap-$230K

P&I $2,467Tax $699Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.