Median home value in zip code 12498 (Woodstock, NY) is $622,671, down 0.6% year over year. Part of the Kingston, NY metropolitan area.

Home Value$622,671

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 12498 (Woodstock).

Income (annual)

Down Payment

$124,534 on $622,671

Example: $75,000 household income. Change it above to see your own.

Out of reach67.1% of income

Need $179,614/yr to afford.

PITI$4,191

P/I67.1%

Afford$260K

Gap-$363K

P&I $3,149Tax $892Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12498 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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