Median home value in zip code 12523 (Elizaville, NY) is $400,189, up 5.5% year over year. Part of the Hudson, NY metropolitan area.

Home Value$400,189

YoY Change

+5.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12523 (Elizaville).

Income (annual)

Down Payment

$80,038 on $400,189

Example: $75,000 household income. Change it above to see your own.

Out of reach44% of income

Need $117,729/yr to afford.

PITI$2,747

P/I44%

Afford$255K

Gap-$145K

P&I $2,024Tax $574Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12523 is part of the Hudson, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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