Median home value in zip code 12526 (Germantown, NY) is $539,344, up 9.5% year over year. Part of the Hudson, NY metropolitan area.

Home Value$539,344

YoY Change

+9.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12526 (Germantown).

Income (annual)

Down Payment

$107,869 on $539,344

Example: $75,000 household income. Change it above to see your own.

Out of reach58.4% of income

Need $156,429/yr to afford.

PITI$3,650

P/I58.4%

Afford$259K

Gap-$281K

P&I $2,727Tax $773Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12526 is part of the Hudson, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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