Median home value in zip code 12528 (Highland, NY) is $410,890, up 1.0% year over year. Part of the Kingston, NY metropolitan area.

Home Value$410,890

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 12528 (Highland).

Income (annual)

Down Payment

$82,178 on $410,890

Example: $75,000 household income. Change it above to see your own.

Out of reach45.1% of income

Need $120,729/yr to afford.

PITI$2,817

P/I45.1%

Afford$255K

Gap-$156K

P&I $2,078Tax $589Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12528 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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