Median home value in zip code 12538 (Hyde Park, NY) is $393,954, up 3.6% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$393,954

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12538 (Hyde Park).

Income (annual)

Down Payment

$78,791 on $393,954

Example: $75,000 household income. Change it above to see your own.

Out of reach43.3% of income

Need $116,014/yr to afford.

PITI$2,707

P/I43.3%

Afford$255K

Gap-$139K

P&I $1,992Tax $565Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12538 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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