Median home value in zip code 12545 (Millbrook, NY) is $634,919, up 5.7% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$634,919

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12545 (Millbrook).

Income (annual)

Down Payment

$126,984 on $634,919

Example: $75,000 household income. Change it above to see your own.

Out of reach68.3% of income

Need $183,043/yr to afford.

PITI$4,271

P/I68.3%

Afford$260K

Gap-$375K

P&I $3,210Tax $910Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12545 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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