Median home value in zip code 12547 (Milton, NY) is $455,544, up 2.6% year over year. Part of the Kingston, NY metropolitan area.

Home Value$455,544

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12547 (Milton).

Income (annual)

Down Payment

$91,109 on $455,544

Example: $75,000 household income. Change it above to see your own.

Out of reach49.7% of income

Need $133,114/yr to afford.

PITI$3,106

P/I49.7%

Afford$257K

Gap-$199K

P&I $2,303Tax $653Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12547 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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