Median home value in zip code 12548 (Modena, NY) is $442,751, up 1.7% year over year. Part of the Kingston, NY metropolitan area.

Home Value$442,751

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12548 (Modena).

Income (annual)

Down Payment

$88,550 on $442,751

Example: $75,000 household income. Change it above to see your own.

Out of reach48.4% of income

Need $129,557/yr to afford.

PITI$3,023

P/I48.4%

Afford$256K

Gap-$186K

P&I $2,239Tax $635Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12548 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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