Median home value in zip code 12563 (Patterson, NY) is $454,626, up 2.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$454,626

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12563 (Patterson).

Income (annual)

Down Payment

$90,925 on $454,626

Example: $75,000 household income. Change it above to see your own.

Out of reach44.5% of income

Need $119,229/yr to afford.

PITI$2,782

P/I44.5%

Afford$286K

Gap-$169K

P&I $2,299Tax $333Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12563 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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