Median home value in zip code 12564 (Pawling, NY) is $490,778, up 6.4% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$490,778

YoY Change

+6.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12564 (Pawling).

Income (annual)

Down Payment

$98,156 on $490,778

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $142,929/yr to afford.

PITI$3,335

P/I53.4%

Afford$258K

Gap-$233K

P&I $2,482Tax $703Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12564 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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