Median home value in zip code 12564 (Pawling, NY) is $491K, up 6.4% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →
Home Value$490,778
YoY Change
+6.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12564 (Pawling).
$98,156 on $490,778
Out of reach — 53.4% of income
Need $142,929/yr to afford.
PITI$3,335
P/I53.4%
Afford$258K
Gap-$233K
P&I $2,482Tax $703Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
12564 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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