Median home value in zip code 12574 (Rhinecliff, NY) is $653K, up 15.9% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →
Home Value$652,682
YoY Change
+15.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12574 (Rhinecliff).
$130,536 on $652,682
Out of reach — 70.2% of income
Need $187,971/yr to afford.
PITI$4,386
P/I70.2%
Afford$260K
Gap-$392K
P&I $3,300Tax $936Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
12574 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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