Median home value in zip code 12574 (Rhinecliff, NY) is $652,682, up 15.9% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$652,682

YoY Change

+15.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 12574 (Rhinecliff).

Income (annual)

Down Payment

$130,536 on $652,682

Example: $75,000 household income. Change it above to see your own.

Out of reach70.2% of income

Need $187,971/yr to afford.

PITI$4,386

P/I70.2%

Afford$260K

Gap-$392K

P&I $3,300Tax $936Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12574 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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