Median home value in zip code 12578 (Salt Point, NY) is $498,839, up 6.7% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$498,839

YoY Change

+6.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12578 (Salt Point).

Income (annual)

Down Payment

$99,768 on $498,839

Example: $75,000 household income. Change it above to see your own.

Out of reach54.2% of income

Need $145,157/yr to afford.

PITI$3,387

P/I54.2%

Afford$258K

Gap-$241K

P&I $2,522Tax $715Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12578 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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