Median home value in zip code 12581 (Stanfordville, NY) is $538,154, up 5.5% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$538,154

YoY Change

+5.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12581 (Stanfordville).

Income (annual)

Down Payment

$107,631 on $538,154

Example: $75,000 household income. Change it above to see your own.

Out of reach58.3% of income

Need $156,129/yr to afford.

PITI$3,643

P/I58.3%

Afford$259K

Gap-$280K

P&I $2,721Tax $771Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12581 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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