Median home value in zip code 12585 (Verbank, NY) is $514,425, up 7.4% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$514,425

YoY Change

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12585 (Verbank).

Income (annual)

Down Payment

$102,885 on $514,425

Example: $75,000 household income. Change it above to see your own.

Out of reach55.8% of income

Need $149,529/yr to afford.

PITI$3,489

P/I55.8%

Afford$258K

Gap-$256K

P&I $2,601Tax $737Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12585 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

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