Median home value in zip code 12585 (Verbank, NY) is $514K, up 7.4% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →
Home Value$514,425
YoY Change
+7.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12585 (Verbank).
$102,885 on $514,425
Out of reach — 55.8% of income
Need $149,529/yr to afford.
PITI$3,489
P/I55.8%
Afford$258K
Gap-$256K
P&I $2,601Tax $737Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
12585 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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