Median home value in zip code 12586 (Walden, NY) is $407,119, up 2.7% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$407,119

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12586 (Walden).

Income (annual)

Down Payment

$81,424 on $407,119

Example: $75,000 household income. Change it above to see your own.

Out of reach44.7% of income

Need $119,657/yr to afford.

PITI$2,792

P/I44.7%

Afford$255K

Gap-$152K

P&I $2,059Tax $584Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12586 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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