Median home value in zip code 12590 (Wappingers Falls, NY) is $479,620, up 4.9% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$479,620

YoY Change

+4.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 12590 (Wappingers Falls).

Income (annual)

Down Payment

$95,924 on $479,620

Example: $75,000 household income. Change it above to see your own.

Out of reach52.2% of income

Need $139,843/yr to afford.

PITI$3,263

P/I52.2%

Afford$257K

Gap-$222K

P&I $2,425Tax $687Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12590 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.