Median home value in zip code 12603 (Poughkeepsie, NY) is $426K, up 4.2% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →

Home Value$425,889

YoY Change

+4.2%

AFFORDABILITY

Enter your income for 12603 (Poughkeepsie).

Income (annual)

Down Payment

$85,178 on $425,889

Out of reach — 46.6% of income

Need $124,886/yr to afford.

PITI$2,914

P/I46.6%

Afford$256K

Gap-$170K

P&I $2,154Tax $610Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12603 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

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