Median home value in zip code 12701 (Monticello, NY) is $268,655, up 1.4% year over year.

Home Value$268,655

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12701 (Monticello).

Income (annual)

Down Payment

$53,731 on $268,655

Example: $75,000 household income. Change it above to see your own.

Stretch30.3% of income

Above 28% but manageable with cuts.

PITI$1,894

P/I30.3%

Afford$248K

Gap-$20K

P&I $1,358Tax $385Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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