Median home value in zip code 12720 (Bethel, NY) is $292,772, up 0.8% year over year.

Home Value$292,772

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 12720 (Bethel).

Income (annual)

Down Payment

$58,554 on $292,772

Example: $75,000 household income. Change it above to see your own.

Stretch32.8% of income

Above 28% but manageable with cuts.

PITI$2,050

P/I32.8%

Afford$250K

Gap-$43K

P&I $1,480Tax $420Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.