Median home value in zip code 12725 (Claryville, NY) is $304,716, down 6.4% year over year. Part of the Kingston, NY metropolitan area.

Home Value$304,716

YoY Change

-6.4%

Prices falling — better for buyers.

Affordability

Enter your income for 12725 (Claryville).

Income (annual)

Down Payment

$60,943 on $304,716

Example: $75,000 household income. Change it above to see your own.

Stretch34% of income

Above 28% but manageable with cuts.

PITI$2,128

P/I34%

Afford$251K

Gap-$54K

P&I $1,541Tax $437Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12725 is part of the Kingston, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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