Median home value in zip code 12734 (Ferndale, NY) is $306,349, up 1.4% year over year.

Home Value$306,349

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12734 (Ferndale).

Income (annual)

Down Payment

$61,270 on $306,349

Example: $75,000 household income. Change it above to see your own.

Stretch34.2% of income

Above 28% but manageable with cuts.

PITI$2,138

P/I34.2%

Afford$251K

Gap-$56K

P&I $1,549Tax $439Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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