Median home value in zip code 12746 (Huguenot, NY) is $319,815, down 1.7% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$319,815

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 12746 (Huguenot).

Income (annual)

Down Payment

$63,963 on $319,815

Example: $75,000 household income. Change it above to see your own.

Stretch35.6% of income

Above 28% but manageable with cuts.

PITI$2,226

P/I35.6%

Afford$251K

Gap-$68K

P&I $1,617Tax $458Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12746 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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