Zip Code

12746

Huguenot, NYPoughkeepsie-Newburgh-Middletown, NY

Median home value in zip code 12746 (Huguenot, NY) is $320K, down 1.7% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →

Home Value$319,815
YoY Change
-1.7%
AFFORDABILITY

Enter your income for 12746 (Huguenot).

$63,963 on $319,815
Stretch — 35.6% of income

Above 28% but manageable with cuts.

PITI$2,226
P/I35.6%
Afford$251K
Gap-$68K
P&I $1,617Tax $458Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12746 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
12746 (Huguenot, NY) Housing Market | CrashWatch