Median home value in zip code 12759 (Loch Sheldrake, NY) is $302,097, up 9.2% year over year.

Home Value$302,097

YoY Change

+9.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 12759 (Loch Sheldrake).

Income (annual)

Down Payment

$60,419 on $302,097

Example: $75,000 household income. Change it above to see your own.

Stretch33.8% of income

Above 28% but manageable with cuts.

PITI$2,111

P/I33.8%

Afford$250K

Gap-$52K

P&I $1,528Tax $433Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.