Median home value in zip code 12765 (Neversink, NY) is $279K, down 1.1% year over year.
Home Value$278,859
YoY Change
-1.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12765 (Neversink).
$55,772 on $278,859
Stretch — 31.4% of income
Above 28% but manageable with cuts.
PITI$1,960
P/I31.4%
Afford$249K
Gap-$30K
P&I $1,410Tax $400Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free