Median home value in zip code 12785 (Wurtsboro, NY) is $326K, up 1.7% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →

Home Value$326,247

YoY Change

+1.7%

AFFORDABILITY

Enter your income for 12785 (Wurtsboro).

Income (annual)

Down Payment

$65,249 on $326,247

Out of reach — 36.3% of income

Need $97,157/yr to afford.

PITI$2,267

P/I36.3%

Afford$252K

Gap-$74K

P&I $1,650Tax $468Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12785 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

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