Median home value in zip code 12816 (Cambridge, NY) is $246,760, up 3.0% year over year. Part of the Glens Falls, NY metropolitan area.

Home Value$246,760

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 12816 (Cambridge).

Income (annual)

Down Payment

$49,352 on $246,760

Example: $75,000 household income. Change it above to see your own.

Stretch28% of income

Above 28% but manageable with cuts.

PITI$1,751

P/I28%

Afford$247K

Gap-$141

P&I $1,248Tax $354Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12816 is part of the Glens Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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