Median home value in zip code 12831 (Gansevoort, NY) is $456,479, up 4.7% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$456,479

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12831 (Gansevoort).

Income (annual)

Down Payment

$91,296 on $456,479

Example: $75,000 household income. Change it above to see your own.

Out of reach49.8% of income

Need $133,371/yr to afford.

PITI$3,112

P/I49.8%

Afford$257K

Gap-$200K

P&I $2,308Tax $654Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12831 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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