Median home value in zip code 12835 (Hadley, NY) is $290,326, down 0.2% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$290,326

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 12835 (Hadley).

Income (annual)

Down Payment

$58,065 on $290,326

Example: $75,000 household income. Change it above to see your own.

Stretch32.5% of income

Above 28% but manageable with cuts.

PITI$2,034

P/I32.5%

Afford$250K

Gap-$41K

P&I $1,468Tax $416Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12835 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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