Median home value in zip code 12844 (Katskill Bay, NY) is $1,607,023, up 9.2% year over year. Part of the Glens Falls, NY metropolitan area.

Home Value$1,607,023

YoY Change

+9.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 12844 (Katskill Bay).

Income (annual)

Down Payment

$321,405 on $1,607,023

Example: $75,000 household income. Change it above to see your own.

Out of reach169.3% of income

Need $453,386/yr to afford.

PITI$10,579

P/I169.3%

Afford$266K

Gap-$1.34M

P&I $8,126Tax $2,303Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12844 is part of the Glens Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Glens Falls, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.