Median home value in zip code 12846 (Lake Luzerne, NY) is $300K, up 2.6% year over year. Part of the Glens Falls, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Glens Falls, NY metro →

Home Value$299,979

YoY Change

+2.6%

AFFORDABILITY

Enter your income for 12846 (Lake Luzerne).

Income (annual)

Down Payment

$59,996 on $299,979

Stretch — 33.6% of income

Above 28% but manageable with cuts.

PITI$2,097

P/I33.6%

Afford$250K

Gap-$50K

P&I $1,517Tax $430Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12846 is part of the Glens Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Glens Falls, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free