Median home value in zip code 12846 (Lake Luzerne, NY) is $299,979, up 2.6% year over year. Part of the Glens Falls, NY metropolitan area.

Home Value$299,979

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12846 (Lake Luzerne).

Income (annual)

Down Payment

$59,996 on $299,979

Example: $75,000 household income. Change it above to see your own.

Stretch33.6% of income

Above 28% but manageable with cuts.

PITI$2,097

P/I33.6%

Afford$250K

Gap-$50K

P&I $1,517Tax $430Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12846 is part of the Glens Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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