Median home value in zip code 12850 (Middle Grove, NY) is $334,912, up 1.2% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$334,912

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 12850 (Middle Grove).

Income (annual)

Down Payment

$66,982 on $334,912

Example: $75,000 household income. Change it above to see your own.

Out of reach37.2% of income

Need $99,600/yr to afford.

PITI$2,324

P/I37.2%

Afford$252K

Gap-$83K

P&I $1,693Tax $480Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12850 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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