Zip Code

12850

Middle Grove, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12850 (Middle Grove, NY) is $335K, up 1.2% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$334,912
YoY Change
+1.2%
AFFORDABILITY

Enter your income for 12850 (Middle Grove).

$66,982 on $334,912
Out of reach — 37.2% of income

Need $99,600/yr to afford.

PITI$2,324
P/I37.2%
Afford$252K
Gap-$83K
P&I $1,693Tax $480Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12850 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free