Median home value in zip code 12861 (Putnam Station, NY) is $362,663, up 1.2% year over year. Part of the Glens Falls, NY metropolitan area.

Home Value$362,663

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 12861 (Putnam Station).

Income (annual)

Down Payment

$72,533 on $362,663

Example: $75,000 household income. Change it above to see your own.

Out of reach40.1% of income

Need $107,314/yr to afford.

PITI$2,504

P/I40.1%

Afford$253K

Gap-$109K

P&I $1,834Tax $520Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12861 is part of the Glens Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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