Median home value in zip code 12863 (Rock City Falls, NY) is $466K, up 5.9% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$465,919

YoY Change

+5.9%

AFFORDABILITY

Enter your income for 12863 (Rock City Falls).

Income (annual)

Down Payment

$93,184 on $465,919

Out of reach — 50.8% of income

Need $136,029/yr to afford.

PITI$3,174

P/I50.8%

Afford$257K

Gap-$209K

P&I $2,356Tax $668Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

12863 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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