Median home value in zip code 12865 (Salem, NY) is $218,843, down 0.2% year over year. Part of the Glens Falls, NY metropolitan area.

Home Value$218,843

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 12865 (Salem).

Income (annual)

Down Payment

$43,769 on $218,843

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,570

P/I25.1%

Afford$244K

Room+$25K

P&I $1,107Tax $314Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12865 is part of the Glens Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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