Zip Code

12870

Schroon Lake, NY

Median home value in zip code 12870 (Schroon Lake, NY) is $344K, up 4.7% year over year.

Home Value$343,511
YoY Change
+4.7%
AFFORDABILITY

Enter your income for 12870 (Schroon Lake).

$68,702 on $343,511
Out of reach — 38.1% of income

Need $101,957/yr to afford.

PITI$2,379
P/I38.1%
Afford$253K
Gap-$91K
P&I $1,737Tax $492Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
12870 (Schroon Lake, NY) Housing Market | CrashWatch