Median home value in zip code 12919 (Champlain, NY) is $188,308, up 6.5% year over year. Part of the Plattsburgh, NY metropolitan area.

Home Value$188,308

YoY Change

+6.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12919 (Champlain).

Income (annual)

Down Payment

$37,662 on $188,308

Example: $75,000 household income. Change it above to see your own.

Affordable22% of income

Under the 28% guideline.

PITI$1,372

P/I22%

Afford$240K

Room+$52K

P&I $952Tax $270Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12919 is part of the Plattsburgh, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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