Median home value in zip code 12920 (Chateaugay, NY) is $153,744, up 3.1% year over year. Part of the Malone, NY metropolitan area.

Home Value$153,744

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 12920 (Chateaugay).

Income (annual)

Down Payment

$30,749 on $153,744

Example: $75,000 household income. Change it above to see your own.

Affordable18.4% of income

Under the 28% guideline.

PITI$1,148

P/I18.4%

Afford$234K

Room+$81K

P&I $777Tax $220Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12920 is part of the Malone, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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