Median home value in zip code 12937 (Fort Covington, NY) is $108,149, down 2.2% year over year. Part of the Malone, NY metropolitan area.

Home Value$108,149

YoY Change

-2.2%

Prices falling — better for buyers.

Affordability

Enter your income for 12937 (Fort Covington).

Income (annual)

Down Payment

$21,630 on $108,149

Example: $75,000 household income. Change it above to see your own.

Affordable13.6% of income

Under the 28% guideline.

PITI$852

P/I13.6%

Afford$222K

Room+$114K

P&I $547Tax $155Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12937 is part of the Malone, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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